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Examples of indemnity calculations

Here are a few examples to help you understand how to calculate different indemnities that could be paid to you.

Calculation of the indemnity for permanent disability

Ronaldo was the victim of a crime. The event occurred on January 1, 2015. At the time of the facts, Ronaldo was single with no dependants. He had gross earnings of $40,00090% of his net earnings amounted to $27,271.54 per year

Following the assessment of the sequelae and functional limitations, the IVAC determined that there was a permanent disability percentage of 5%.

Ronaldo’s date of birth is July 1 juillet 1970. The calculation will be as follows: (27,271.54 $ x 5 %) / 12 = 113.63$ per month in 2015.

The IVAC must revalorize the amount when the monthly payment begins, namely in 2019.

New revalorized payment amount in 2019 pour la rente : $121.07 par mois.

For the capital payment, the IVAC must calculate the amount of the payment in 2019 x $128.09 (amount that corresponds to the actuarial value of a person who is 47 years old, which is Ronaldo’s age, at the time that the indemnity is paid for permanent disability).

The calculation will be as follows: $121.07 x 128.09 = capital of approximately $15,507.

*The Table of Actuarial Values is available in Schedule E of the Workers’ Compensation Act (WCA).


Calculation of the income replacement indemnity provided in the framework of the economic stability program

Julie was working as a lifeguard at the time of an event that occurred on January 1, 2015. At that time, Julie was single with no dependants and had gross earnings of $40,000 per year.

Because of the functional limitations recognized in connection with the event, Julie cannot return to the same work. She found a new job on March 1, 2017, that respects her capabilities and she now earns $30,000 per year. The income of $30,000 corresponds to a net income of $23,859.87.

Following the assessment of the sequelae and functional limitations, the IVAC determined that there was a permanent disability percentage of 5%. The IVAC will revalorize the earnings of $40,000 in 2015 for gross annual earnings of $41,046.72 and $28,032.84 for the net annual earnings in 2017.

The calculation will be as follows: (100% - 5% x $28,032.84) - $23,859.87 = $2,771.33.

Julie will receive a monthly payment of $230.94.


Yvon was a victim of a crime on January social stability program​

Yvon was a victim of a crime on January 12015. At the time of the event, he was single with no dependants and had net earnings of $40,000 par année.

Based on the functional limitations recognized in connection with the event, Yvon cannot return to the same work and he will have difficulty adapting to any other employment.

Following the assessment of the sequelae and functional limitations, the IVAC determined that there was a permanent disability percentage of 5%. The IVAC will revalorize the gross earnings of $40,000 in 2015 for gross annual earnings of $41,046.72 en 2017 and $28,032.84, in annual net earnings.

The calculation will be as follows: 100% - 5% x $28,032.84 = $26,631.20.

Yvon will receive a monthly payment of $2,219.27.

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