Dans un soucis de mieux répondre aux besoins de sa clientèle, la Direction de l'IVAC est fière de vous présenter son nouveau site Web!
Vous pourrez facilement trouver des informations très complètes et plus simples à comprendre en ce qui concerne entre autres les victimes d'actes criminels, les sauveteurs, les services et indemnités offerts et les étapes d'une demande de prestations.
Nous espérons que vous serez satisfaits des efforts mis pour améliorer notre site. Si toutefois vous avez des commentaires ou suggestions qui pourraient nous aider à le bonifier, n'hésitez pas à nous le laisser savoir en communiquant avec nous.
Crime victims and rescuers may receive an annuity from IVAC. An annuity is a periodic payment made to a rescuer/victim (or, if the latter is deceased, his/her dependents) as compensation for injuries caused by the situation concerned.
You can opt to receive your benefit in one of two ways—as either a lifetime annuity or a capital sum.
A lifetime annuity is an amount paid every month to victims/rescuers throughout their lifetime.
A capital sum is an amount paid to victims/rescuers once only.
In 2020, the amount of $225.33 is the maximum used to determine if the benefit will be paid monthly or as a capital sum. This amount is indexed annually.
It should be noted that three factors are used to calculate the pension:
The calculation involves multiplying 90% of the net revenue by the percentage of long-term effects determined, divided by 12 months.
Hélène is 46 years old. She was the victim of a criminal act in January 2013. At the time of the event, she was working as a receptionist. Her gross annual salary was $20,647.44. She is a single parent with three dependent children. During the attack, her hand was broken. Even with medical care and treatment, she continues to experience long-term effects, which limit the mobility of her hand.
The expert physician appointed by the Direction de l’IVAC determined her long-term effects to be 4%.
The rehabilitation counsellor did not find her unfit to return to work. In fact, her functional limitations do not prevent her from resuming the work she was doing before the event date.
IRW = 0%
4 + 0 = 4% PD
Gross revenue = $20,647.44
90% of net revenue = $16,881.70
To obtain the amount of the capital, the above monthly pension must be calculated by the actuarial factor.
The actuarial factor is a predetermined number set out in Schedule E of the Workers’ Compensation Act.
The table of actuarial values for capitalization of monthly amount is based on the victim’s age as of the pension calculation date.
Referring back to Hélène’s case described above:
The approximate amount of capital will be:
$56.27 x $133.43 (corresponding to 46 years of age) = $7,508.42
For additional information, please contact your local Association coopérative d'économie familiale (ACEF) for assistance in making the best decision.