It should be noted that three factors are used to calculate the pension:
- Net income on the event date: Net income is determined by subtracting the standard employment deductions from the gross employment income: provincial and federal income tax, employment insurance contributions, Québec parental insurance plan contributions and Québec pension plan contributions.
- The percentage of permanent disability: % APD + % IRW = % PD;
- Period: The calculation is based on a one-year period or 12 months.
The calculation involves multiplying 90% of the net revenue by the percentage of long-term effects determined, divided by 12 months.
Hélène is 46 years old. She was the victim of a criminal act in January 2013. At the time of the event, she was working as a receptionist. Her gross annual salary was $20,647.44. She is a single parent with three dependent children. During the attack, her hand was broken. Even with medical care and treatment, she continues to experience long-term effects, which limit the mobility of her hand.
The expert physician appointed by the Direction de l’IVAC determined her long-term effects to be 4%.
The rehabilitation counsellor did not find her unfit to return to work. In fact, her functional limitations do not prevent her from resuming the work she was doing before the event date.
IRW = 0%
4 + 0 = 4% PD
Gross revenue = $20,647.44
90% of net revenue = $16,881.70
Her monthly pension will be:$16,881.70 x 4%
= $56.27 per month